¶¶Òõ¶ÌÊÓƵ

The information in the following sections is intended for both J-1 students and all other J-1 exchange visitors.

All J-1 exchange visitors and J-2 dependents are required by law to maintain comprehensive health insurance coverage that meets U.S. Department of State (DOS) standards for the duration of their program. Willful violation of this requirement is considered a status violation, may result in termination from the program, and requires departure from the United States.

Exchange visitors must provide proof of insurance no later than 15 days after the program start date, during a one-on-one meeting with an OIP Advisor.

Insurance Coverage Requirements

The following minimum requirements must be met in order for the insurance to qualify under federal regulations:

• Medical benefits of at least $100,000 per accident or illness;
• Repatriation of remains in the amount of $25,000;
• Medical evacuation to home country in the amount of $50,000;
• A deductible not to exceed $500 per accident or illness.

For complete regulatory requirements, visit .

¶¶Òõ¶ÌÊÓƵ Student Health Insurance Plan (SHIP)

International students, except students from Mexico, will be enrolled automatically in the Student Health Insurance Plan (SHIP), with the cost of coverage included in the tuition and fee bill. ¶¶Òõ¶ÌÊÓƵ will seldom grant health insurance waivers to J-1 students.

Learn more about SHIP: ¶¶Òõ¶ÌÊÓƵ Student Health Insurance Plan

J-1 Paid Employees

Examples include professors, research scholars, short-term research scholars, interns, research assistants, and teaching assistants.

• J-1 ¶¶Òõ¶ÌÊÓƵ employees will be granted a comprehensive benefits package.
• Contact HR Benefits with any questions regarding employee health insurance.

J-1 Non-Paid Employees

Examples include research scholars, short-term research scholars, and student interns.

• Non-paid J-1 exchange visitors do not qualify for ¶¶Òõ¶ÌÊÓƵ-issued health coverage.
• Unpaid J-1 exchange visitors must purchase health insurance that meets U.S. State Department requirements (see insurance coverage requirements above).

Other Insurance Plans

The Office of International Programs provides the following list of health insurance providers for exchange visitors. OIP does not endorse any specific insurance company; these are listed solely for convenience.

• Compass Benefits Group
  
  Toll Free (U.S.): 1-800-683-1468
• The Harbour Group, L.L.C.
  
  Toll Free (U.S.): 1-800-252-8160
• ISO Insurance
  
  Toll Free (U.S.): 1-800-244-1180
• Seven Corners
  
  Toll Free (U.S.): 1-800-335-0611